December 10, 2018

SSDI Overview

Thanks to the federal government, there is assistance available to those individuals with lupus who find themselves disabled based on their condition.  The Social Security Disability program is actually comprised of two benefits programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).   In a nutshell, SSI claims are for people who are at a lower income level or who have not worked at all (and thus not paid into the SSDI system) while SSDI claims are for people who have worked long enough to be eligible for SSDI. Like with any government assistance program, each of these programs comes complete with its own strict criteria and regulations.

In order for one to be eligible for either of the two types of Social Security disability benefits, he/she must have met the SSA’s definition of “disabled.” Put simply, your condition must be severe enough that it prohibits you from being able to perform any type of work – even the most simple, entry-level type job imaginable. In the SSA’s eyes, work activity includes employment, volunteer work, and even school.

In addition to your condition causing you to not be able to work, it has to be proven that your impairment has lasted at least twelve months, or is expected to last that long or result in death. Since Lupus is a progressive type disease, it is typically the case that it will last in excess of 12 months.